Uphold Europe Limited
Last reviewed
2026-07-30
Compliance snapshot
- FCA cryptoasset registration (UK); FinCEN MSB registration (US)
- MiCA CASP application pending in Lithuania
- Trustpilot 3.8/5 · 7,800 reviews
- Public reserve transparency reporting since 2021
Overall concern
Medium concern
Multi-jurisdiction registrations and public reserve reporting, but EU authorization is still pending and product breadth adds operational complexity.
Regulatory
Licenses & registrations
- 🇬🇧 United KingdomRegisteredCryptoasset firm registration (AML)Financial Conduct AuthorityFCAFRN 9384272022-11-04Verify at source
- 🇺🇸 United StatesRegisteredMSB registrationFinancial Crimes Enforcement NetworkFinCEN31000-1142-66052016-07-21Verify at source
- 🇱🇹 LithuaniaPendingMiCA CASP authorizationBank of LithuaniaLBAPP-LT-2025-00582025-06-17Verify at source
User signals
Reputation
Trustpilot-style score
3.8/ 5
3.8
7,800 reviews
Stable (12m)
App ratings
- App Store
- 4.2
- Google Play
- 3.9
Press sentiment (12m)
Positive3
Neutral4
Negative3
Media
Recent press
- 2026-06-02Broker publishes quarterly reserve reportPositive
Reuters — Assets and liabilities were disclosed by token across entities.
- 2026-03-14Firm narrows European product rangeNegative
CoinDesk — Some services were paused pending EU authorization.
- 2025-12-18Precious metals trading gains tractionNeutral
Bloomberg — Non-crypto assets accounted for a growing share of volumes.
- 2025-09-08Withdrawal delays reported by some usersNegative
Financial Times — The firm attributed delays to enhanced screening checks.
History
Incidents & enforcement
- 2024-05-22Enforcement
State-level order requiring registration changes for a US lending product.
- 2022-08-30Outage
Extended maintenance window delayed withdrawals for about six hours.