VASPCheck

VASP Compliance Summary — Revolut

Revolut Bank UAB · Broker · Lithuania / United Kingdom

Exported 2026-08-25

Data reviewed 2026-08-13

Overview

Compliance snapshot

Overall regulatory statusAuthorized

EU MiCA statusMiCA authorized

MiCA CASP authorization — Bank of Lithuania — EU/EEA passporting live
Full EU credit institution licence (ECB/Bank of Lithuania)
Trustpilot 4.2/5 · 189,000 reviews
No crypto-specific incident on record

Low concern

Licensed EU credit institution with a separate MiCA CASP authorization; bank-grade prudential supervision materially lowers counterparty concern.

Authorizations

Licenses & registrations

Jurisdiction	Regulator	Authorization	Status	Reference	Granted
Lithuania	Bank of Lithuania LB · https://www.lb.lt/en/sfi-financial-market-participants	MiCA CASP authorization	Authorized	C-LT-2025-0033	2025-05-20
Lithuania	European Central Bank / Bank of Lithuania ECB · https://www.lb.lt/en/sfi-financial-market-participants	Credit institution licence	Authorized	LB-CI-2018-0012	2018-12-13
United Kingdom	Prudential Regulation Authority PRA · https://register.fca.org.uk	Bank licence (mobilisation completed)	Authorized	FRN 833025	2024-07-25
United Kingdom	Financial Conduct Authority FCA · https://register.fca.org.uk	Cryptoasset firm registration (AML)	Registered	FRN 900562	2021-09-30

Reputation

Reputation scores

Trustpilot-style score4.2 / 5

Reviews189,000

App Store4.8

Google Play4.6

12-month trendup

Press sentiment (12m)+6 / ~3 / −2

Media

Recent press

Date	Source	Headline & summary	Sentiment
2026-07-28	Financial Times	Neobank crosses sixty million customers Crypto trading remained a secondary but growing revenue line.	Positive
2026-05-27	Reuters	Bank rolls out standalone crypto app in more markets The dedicated app expanded to additional EEA countries.	Positive
2026-02-06	Bloomberg	Supervisor reviews financial crime controls A periodic review of transaction monitoring was reported.	Neutral
2025-11-13	CoinDesk	Customers report card fraud handling delays A consumer body raised complaint-handling times.	Negative

Risk events

Incidents & enforcement

Date	Type	Amount	Description
2023-03-02	Enforcement	—	Supervisory findings on financial crime controls at a group entity; remediation plan agreed.
2022-09-14	Outage	—	Card payment disruption affecting some European customers for several hours.

Profile

Key facts

Founded2015

Websiterevolut.com

Fiat currenciesEUR, GBP, USD, CHF, PLN

Proof of reservesNo

Custody modelThird-party regulated custodians under bank oversight

Legal entitiesRevolut Bank UAB (LT) · Revolut Ltd (UK) · Revolut Digital Assets Europe UAB (LT)

Revolut

AuthorizedMiCA authorizedESMA register

Revolut Bank UAB

Broker🇱🇹 Lithuania / United Kingdom Founded 2015revolut.com

Visit website

Last reviewed

2026-08-13

Compliance snapshot

MiCA CASP authorization — Bank of Lithuania — EU/EEA passporting live
Full EU credit institution licence (ECB/Bank of Lithuania)
Trustpilot 4.2/5 · 189,000 reviews
No crypto-specific incident on record

Overall concern

Low concern

Licensed EU credit institution with a separate MiCA CASP authorization; bank-grade prudential supervision materially lowers counterparty concern.

Regulatory

Licenses & registrations

Jurisdiction	Regulator	Authorization	Status	Reference	Granted
🇱🇹 Lithuania	Bank of LithuaniaLB	MiCA CASP authorization	Authorized	C-LT-2025-0033	2025-05-20
🇱🇹 Lithuania	European Central Bank / Bank of LithuaniaECB	Credit institution licence	Authorized	LB-CI-2018-0012	2018-12-13
🇬🇧 United Kingdom	Prudential Regulation AuthorityPRA	Bank licence (mobilisation completed)	Authorized	FRN 833025	2024-07-25
🇬🇧 United Kingdom	Financial Conduct AuthorityFCA	Cryptoasset firm registration (AML)	Registered	FRN 900562	2021-09-30

🇱🇹 Lithuania
Authorized
MiCA CASP authorization
Bank of LithuaniaLB
C-LT-2025-00332025-05-20
Verify at source
🇱🇹 Lithuania
Authorized
Credit institution licence
European Central Bank / Bank of LithuaniaECB
LB-CI-2018-00122018-12-13
Verify at source
🇬🇧 United Kingdom
Authorized
Bank licence (mobilisation completed)
Prudential Regulation AuthorityPRA
FRN 8330252024-07-25
Verify at source
🇬🇧 United Kingdom
Registered
Cryptoasset firm registration (AML)
Financial Conduct AuthorityFCA
FRN 9005622021-09-30
Verify at source

User signals

Reputation

Trustpilot-style score

4.2/ 5

4.2

189,000 reviews

Improving (12m)

App ratings

App Store: 4.8
Google Play: 4.6

Press sentiment (12m)

Positive6

Neutral3

Negative2

Media

Recent press

2026-07-28
Neobank crosses sixty million customersPositive
Financial Times — Crypto trading remained a secondary but growing revenue line.
2026-05-27
Bank rolls out standalone crypto app in more marketsPositive
Reuters — The dedicated app expanded to additional EEA countries.
2026-02-06
Supervisor reviews financial crime controlsNeutral
Bloomberg — A periodic review of transaction monitoring was reported.
2025-11-13
Customers report card fraud handling delaysNegative
CoinDesk — A consumer body raised complaint-handling times.

History

Incidents & enforcement

2023-03-02Enforcement
Supervisory findings on financial crime controls at a group entity; remediation plan agreed.
2022-09-14Outage
Card payment disruption affecting some European customers for several hours.