VASPCheck

VASP Compliance Summary — Mercado Bitcoin

Mercado Bitcoin Serviços Digitais Ltda (2TM Group) · Exchange · Brazil

Exported 2026-08-25

Data reviewed 2026-08-07

Overview

Compliance snapshot

Overall regulatory statusAuthorized

EU MiCA statusNo EU authorization

Payment institution authorization from Banco Central do Brasil
VASP registration under the Brazilian crypto assets law
Tokenisation activity conducted under CVM sandbox rules
Trustpilot 3.9/5 · 1,780 reviews

Low concern

Largest Brazilian venue with a central bank payment institution authorization, a securities-aligned tokenisation arm and long operating history without customer-asset loss.

Authorizations

Licenses & registrations

Jurisdiction	Regulator	Authorization	Status	Reference	Granted
Brazil	Banco Central do Brasil BCB · https://www.bcb.gov.br	Payment institution authorization	Authorized	BR-IP-2023-0447	2023-08-14
Brazil	Banco Central do Brasil BCB · https://www.bcb.gov.br	VASP registration (Law 14.478/2022)	Registered	BR-PSAV-2024-0012	2024-01-30
Brazil	Comissão de Valores Mobiliários CVM · https://www.gov.br/cvm	Regulated tokenisation activity (sandbox authorization)	Authorized	CVM-SB-2022-06	2022-05-25

Reputation

Reputation scores

Trustpilot-style score3.9 / 5

Reviews1,780

App Store4.4

Google Play4.2

12-month trendup

Press sentiment (12m)+5 / ~3 / −2

Media

Recent press

Date	Source	Headline & summary	Sentiment
2026-07-24	Reuters	Mercado Bitcoin leads Brazilian volumes The venue retained the largest domestic market share.	Positive
2026-05-12	Bloomberg	Brazilian VASP rules take full effect Registered operators adjusted safeguarding arrangements.	Neutral
2026-02-06	CoinDesk	Tokenised credit issuance expands The group increased issuance of tokenised receivables.	Positive
2025-11-13	Financial Times	Central bank reviews crypto safeguarding Supervisors requested detail on client fund segregation.	Neutral
2025-08-01	Reuters	2TM Group reports improved margins Cost discipline lifted group results.	Positive

Risk events

Incidents & enforcement

Date	Type	Amount	Description
2024-09-05	Outage	—	Real deposits interrupted for around three hours during a settlement system upgrade.

Profile

Key facts

Founded2013

Websitemercadobitcoin.com.br

Fiat currenciesBRL

Proof of reservesYes

Custody modelSegregated custody with regulated payment institution safeguarding

Legal entitiesMercado Bitcoin Serviços Digitais Ltda (BR) · 2TM Participações S.A. (BR)

Mercado Bitcoin

AuthorizedNo EU authorizationESMA register

Mercado Bitcoin Serviços Digitais Ltda (2TM Group)

Exchange🇧🇷 Brazil Founded 2013mercadobitcoin.com.br

Visit website

Last reviewed

2026-08-07

Compliance snapshot

Payment institution authorization from Banco Central do Brasil
VASP registration under the Brazilian crypto assets law
Tokenisation activity conducted under CVM sandbox rules
Trustpilot 3.9/5 · 1,780 reviews

Overall concern

Low concern

Largest Brazilian venue with a central bank payment institution authorization, a securities-aligned tokenisation arm and long operating history without customer-asset loss.

Regulatory

Licenses & registrations

Jurisdiction	Regulator	Authorization	Status	Reference	Granted
🇧🇷 Brazil	Banco Central do BrasilBCB	Payment institution authorization	Authorized	BR-IP-2023-0447	2023-08-14
🇧🇷 Brazil	Banco Central do BrasilBCB	VASP registration (Law 14.478/2022)	Registered	BR-PSAV-2024-0012	2024-01-30
🇧🇷 Brazil	Comissão de Valores MobiliáriosCVM	Regulated tokenisation activity (sandbox authorization)	Authorized	CVM-SB-2022-06	2022-05-25

🇧🇷 Brazil
Authorized
Payment institution authorization
Banco Central do BrasilBCB
BR-IP-2023-04472023-08-14
Verify at source
🇧🇷 Brazil
Registered
VASP registration (Law 14.478/2022)
Banco Central do BrasilBCB
BR-PSAV-2024-00122024-01-30
Verify at source
🇧🇷 Brazil
Authorized
Regulated tokenisation activity (sandbox authorization)
Comissão de Valores MobiliáriosCVM
CVM-SB-2022-062022-05-25
Verify at source

User signals

Reputation

Trustpilot-style score

3.9/ 5

3.9

1,780 reviews

Improving (12m)

App ratings

App Store: 4.4
Google Play: 4.2

Press sentiment (12m)

Positive5

Neutral3

Negative2

Media

Recent press

2026-07-24
Mercado Bitcoin leads Brazilian volumesPositive
Reuters — The venue retained the largest domestic market share.
2026-05-12
Brazilian VASP rules take full effectNeutral
Bloomberg — Registered operators adjusted safeguarding arrangements.
2026-02-06
Tokenised credit issuance expandsPositive
CoinDesk — The group increased issuance of tokenised receivables.
2025-11-13
Central bank reviews crypto safeguardingNeutral
Financial Times — Supervisors requested detail on client fund segregation.
2025-08-01
2TM Group reports improved marginsPositive
Reuters — Cost discipline lifted group results.

History

Incidents & enforcement

2024-09-05Outage
Real deposits interrupted for around three hours during a settlement system upgrade.